Pennsylvania Attorney General Josh Shapiro has issued a warning to Pennsylvania automotive dealers that there has been an increase in consumer complaints relating to automotive dealership practices to the Attorney General’s Office.  That notice, a complete copy of which can be found here, reiterated that both new and used dealers in the Commonwealth have

Under a recent Eastern District Court ruling, Pennsylvania debt collectors must be licensed by the Department of Banking and Securities in order to collect on deficiency judgments from retail installment sales contracts or face violations of the Fair Debt Collection Practices Act.

In the decision from Judge Kearney in the Eastern District of Pennsylvania, Wyche

With the current administration, we have continued to see an evolution of less enforcement at the Consumer Financial Protection Bureau.  Cheers for this change should be kept in check because it may be causing state enforcement agencies to be more active in consumer financing areas.  Previously, there was collaboration between the CFPB and state agencies;